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Posted by / 18-May-2015 02:29

Us consolidating student loans

In the event of the death or total and permanent disability of the student borrower, the loan can be forgiven and the student borrower and any cosigner won't be responsible for repayment.

Any adult who meets the credit and citizenship requirements can be a cosigner for a private student loan.

Department of Education that enables you to combine one or more federal student loans into one new loan.

As a result of consolidation, you will definitely have to make a single payment monthly on your federal loans, while the amount of the time you have to repay your loan will likely be extended.

Calculate how to potentially pay less interest on your student loan: Student Loan Interest Calculator Calculate the monthly payments on your private student loans: Student Loan Repayment Calculator If you’re a borrower with little or no credit history, or you have limited income, a cosigner may help you to qualify for this loan and potentially receive a lower interest rate.

A cosigner is someone who shares responsibility with the borrower for repaying the loan.

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The cosigner doesn’t have to be a relative; he or she can be any adult who meets the eligibility requirements.

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